Chase is providing a limited-time offer to select credit cardholders, allowing them to earn a $100 statement credit. The promotion applies to qualifying travel purchases of $600 or more made in a single transaction through the Chase Travel℠ portal.
The offer must be manually activated and is available to eligible card members who book their travel by December 31, 2025. This promotion covers a wide range of Chase's popular credit card portfolios, including Sapphire, Freedom, and Ink.
Key Takeaways
- Promotional Offer: A one-time $100 statement credit is available to select Chase cardholders.
- Spending Requirement: Card members must spend a minimum of $600 in a single transaction on the Chase Travel℠ portal.
- Booking Deadline: All qualifying travel must be booked by December 31, 2025.
- Activation: The offer is not automatic and requires manual activation in the cardholder's account.
- Eligible Cards: The promotion is targeted at members with cards in the Sapphire, Freedom, Ink, and J.P. Morgan Reserve families.
Understanding the Chase Travel Promotion
JPMorgan Chase has rolled out a targeted promotion aimed at its credit card customers, providing a direct way to reduce the cost of upcoming travel. The offer is straightforward: spend at least $600 on a single booking via the official Chase Travel℠ platform and receive a $100 credit back on your statement.
This initiative is part of a broader strategy by financial institutions to add value to their card products and encourage the use of their proprietary booking portals. By incentivizing customers to use the Chase Travel℠ service, the company strengthens its ecosystem and provides a tangible benefit to its members.
It is important for cardholders to understand that this is a targeted offer. Not every person with an eligible card will see the promotion in their account. Members are advised to log in to their Chase online account or mobile app to check for its availability under the "Chase Offers" section.
Which Credit Cards Are Eligible?
The promotion is available to holders of various personal and business credit cards issued by Chase. While eligibility is determined on an individual account basis, the offer has been reported by users of cards from several popular product lines, including:
- Chase Sapphire: Both the Sapphire Preferred and Sapphire Reserve cards are primary targets for this type of travel promotion.
- Chase Freedom: This includes the Freedom Unlimited and Freedom Flex cards.
- Chase Ink Business: Various business-focused cards, such as the Ink Business Preferred and Ink Business Cash, may be included.
- J.P. Morgan Reserve: This premium card is also part of the eligible group.
Cardholders who have multiple Chase credit cards should check each account individually, as the offer may be available on one card but not another.
Background on Chase Offers
Chase Offers is a program that provides statement credits or discounts for using an eligible Chase card at participating merchants. These offers are targeted based on spending habits and must be manually added to a card before a purchase is made. They function similarly to Amex Offers and other card-linked incentive programs.
How to Activate and Redeem the $100 Credit
Claiming the $100 statement credit involves a few simple but necessary steps. The credit is not applied automatically, so cardholders must complete the activation process to qualify.
- Log in to Your Chase Account: Access your account through the Chase website or the Chase Mobile® app.
- Navigate to Chase Offers: Find the section dedicated to card-linked offers. It is typically displayed prominently on the account dashboard or within the card's details page.
- Locate and Add the Offer: Scroll through the available offers to find the one for Chase Travel℠. Click the button to add it to your card. This action links the promotion to your account.
- Book Through Chase Travel℠: You must use the Chase Travel℠ portal to make your booking. Purchases made directly with airlines, hotels, or through other travel agencies will not qualify.
- Meet the Spending Threshold: The total cost of a single travel transaction must be $600 or more. The purchase of multiple cheaper items in different transactions will not be combined to meet the minimum.
After a qualifying purchase is made, the $100 credit will be applied to the card's statement. According to Chase, the credit may take several business days or even a full billing cycle to appear.
Important Detail: Single Transaction
The terms of the offer specify that the $600 minimum must be spent in a single transaction. For example, booking a $400 flight and a $200 hotel room separately would not qualify. However, booking them together as a package for $600 in one checkout would be eligible.
Strategic Use of the Offer: Deadlines and Flexibility
One of the most valuable aspects of this promotion is its extended timeline and flexibility. While the booking must be completed by December 31, 2025, the actual travel dates can be set for any time in the future.
This long booking window allows for significant advance planning. Cardholders can use the offer to secure a discount on travel scheduled for 2026 or even later, depending on the booking availability of airlines and hotels. This makes the promotion particularly useful for:
- Holiday Travel: Booking flights or accommodations for peak seasons like Christmas or New Year's well in advance.
- Major Vacations: Planning significant international trips or family vacations for the following year.
- Special Events: Securing travel for future weddings, reunions, or other important events.
By locking in a 16.7% discount on a $600 purchase, cardholders can effectively mitigate some of the high costs associated with peak travel periods. The key is to plan and book before the offer's expiration date at the end of 2025.
Maximizing Value Through the Travel Portal
The Chase Travel℠ portal, powered by Expedia, allows users to book flights, hotels, rental cars, cruises, and vacation packages. The platform is also central to the Chase Ultimate Rewards® program, where points can be redeemed for travel, sometimes at an elevated value for premium cardholders (e.g., 1.5 cents per point for Sapphire Reserve members).
While this $100 credit offer is for cash purchases, it still operates within the same ecosystem. Booking through the portal is a requirement, so users should compare prices on the platform with those available directly from travel providers to ensure they are receiving a competitive rate before factoring in the credit.
This offer provides a clear financial incentive for Chase customers to utilize the company's in-house travel booking service, reinforcing cardholder loyalty and engagement with the Ultimate Rewards ecosystem.
